Job Description

Overview Credit Officer II-Global Corporate & Investment Banking. Join to apply for the Credit Officer II-Global Corporate & Investment Banking role at Bank of America. At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth, including our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. This job is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients. Key responsibilities include monitoring changes in credit profiles, compliance with credit agreements as well as structuring and underwriting new financing solutions across the Global Banking and Markets product spectrum. Job expectations may include assessing risk solutions which adhere to the bank\'s risk appetite and risk strategies and coaching and leading team members. Responsibilities Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions Acts as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank\'s risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly growing the loan portfolio Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners Negotiates and structures legal documentation related to loans and derivatives Establishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client\'s credit life cycle Trains, coaches, and mentors Credit Analysts and Associates Required Qualifications 9+ years Corporate/Commercial credit experience Strong understanding of accounting and corporate finance Strong understanding of legal credit agreements Strong knowledge of ancillary bank products (treasury, cash management, derivatives) Strong business writing skills Ability to coach junior teammates Desired Qualifications Specific experience within Technology, Media, Telecom & Gaming industries Bachelor’s Degree in Finance or related Skills Analytical Thinking Credit and Risk Assessment Financial Analysis Loan Structuring Underwriting Attention to Detail Business Acumen Financial Forecasting and Modeling Research Analysis Written Communications Business Development Collaboration Critical Thinking Portfolio Analysis Stakeholder Management Shift 1st shift (United States of America) Hours Per Week 40 Seniority level Mid-Senior level Employment type Full-time Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at Bank of America by 2x Get notified about new Credit Officer jobs in Dallas, TX. #J-18808-Ljbffr Bank of America

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