Mortgage Loan Officer Job at Amerantbank, Houston, TX

U01kSGlJN090OGJ0NCthVDcwb1pwbTVYZlE9PQ==
  • Amerantbank
  • Houston, TX

Job Description

Job Description

Job Description

The Mortgage Loan Officer is responsible for originating quality Residential Loan Mortgages to contribute to the overall production goals, business growth and portfolio outstanding. The Mortgage Loan Officer will deliver high quality service to our customers (new and existing) as well as service their residential mortgage needs. They will present approvable loan packages in compliance with regulations and guidelines.

This position will be responsible for mentoring entry level Residential Lenders

Duties and responsibilities include:

  • Interview loan applicants and assist with the completion of the mortgage loan application including explanation of mortgage process and disclosures.
  • Interview loan applicants and assist with the completion of the CRA (with or without Affordable Housing Programs) mortgage loan application including explanation of mortgage process and disclosures
  • Collect and verify accuracy of needed documentation required for approval while complying with guidelines and regulatory requirements
  • Work and partner with processor and underwriter to promptly complete and obtain decisions on mortgage requests
  • Collaborate with loan processor to ensure each residential mortgage application is processed accurately, timely and completely
  • Complete and/or collect any additional documentation needed by processor/underwriter or closer (obtaining missing information and resolve exception processing issues)
  • Monitor progress of transactions and keep borrowers updated on progress while ensuring compliance with regulations
  • Assist in the scheduling of the closing with client, processor, title company and closing coordinator
  • Input applications into the origination system and delivery early disclosures to residential customer
  • As required, interact with Realtors, Accountants and Closing Agents to develop new business and/or obtain required documentation and close transactions
  • Partner with Mortgage Loan Processor, Underwriting, Doc Prep, Closing and Operations to ensure an excellent customer service and high-quality originations
  • Actively participate in community functions to support for the Bank’s CRA lending efforts as well as joining committees that provide Affordable Housing programs
  • Identify and report to immediate supervisor any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards

Minimum Education and/or Certifications Requirements:
High School Diploma or GED required. Associates Degree or higher preferred.

*** Applicant must be NMLS registered and provide the company with NMLS number or be willing to register in NMLS prior to employment being offered. Additionally, FBI Criminal Background and credit check must be successfully passed before job offer is presented.

Minimum Work Experience Requirements:
3+ years of prior Residential Loan Officer experience in the local market with emphasis on non-government loans preferred.

Technical and/or Other Essential Knowledge:

Proven experience acquiring and developing a residential loan mortgage portfolio.
Proficiency with mortgage system origination (such as E3, Encompass, Empower).
Proficiency using Microsoft Office 365 products including MS Word, MS Visio, MS Excel, MS Teams, and MS PowerPoint.

Core Competencies

Must be detailed oriented and possess strong problem-solving, analytical and business development skills.
Must communicate effectively (verbally and in writing).
Must be able to plan, organize and execute projects.
Must be a team player, approach business in a professional manner, be customer oriented and contribute to a collaborative and position work environment.

Job Tags

Work experience placement, Local area, Immediate start,

Similar Jobs

Digital Janet LLC

UI/UX Designer Job at Digital Janet LLC

 ...Job Title: UI/UX Designer Location: Remote Job Summary We are looking for a creative and experienced UI/UX Designer to join our team. The ideal candidate will have a strong passion for designing intuitive and user-centric interfaces, with a deep understanding... 

Premier Transportation

CDL A Owner Operators Job at Premier Transportation

 ...CDL A Owner Operators - Up to $250k/year, Flexible Schedules! Come join us at Premier Transportation! We're contracting Class A CDL Tractor Trailer Drivers to make no touch drop and hook deliveries for major retailers of home improvement, agricultural, and lawn and garden... 

Mactac North America

Power BI Developer Job at Mactac North America

 ...Job Description Job Description Position Summary Power BI / Report Developer will be responsible for the creation, enhancement, administration and maintenance of the enterprise Power BI, SSRS and other reporting tools. This position will also be responsible for... 

AMCON

Controller Job at AMCON

 ...forging trust ech step of the way. Job Overview: The Controller at AMCON is a vital role that oversees the financial...  ...still interested in working at Amcon, why not join our Talent Pipeline and be kept in the loop for all new opportunities that could be... 

Jackson Hosptial & Clinic

Inpatient Coding Specialist - (Remote or On-Site) Job at Jackson Hosptial & Clinic

 ...Ability to accurately assign ICD-10-CM/PCS codes to applicable patient encounters according to established guidelines. Review patients' medical records and work closely with the Resource Management staff to promote specificity in physician documentation. Jackson Hosptial...