Mortgage Loan Underwriter - Remote | WFH Job at Get It - Real Estate, Pasadena, CA

U01GRGpJM0dzc0RuNCtlYzQwZ2ZwMmhmZlE9PQ==
  • Get It - Real Estate
  • Pasadena, CA

Job Description

We are seeking a dedicated and experienced Mortgage Underwriter to join our dynamic team. This role offers the flexibility to work from a local office or remotely, allowing you to thrive in a work environment that supports both your personal and professional goals.

As a Mortgage Underwriter, you will be responsible for evaluating borrower financial and credit information, alongside property valuations, to guide lending decisions. You will collaborate closely with our production team throughout the entire process to ensure a seamless loan closing experience.

Key Responsibilities:

Underwrite and evaluate agency conforming, jumbo, FHA, and VA residential mortgage loans.
Verify and analyze financial documentation to ensure completeness, and confirm that loan files contain all necessary credit and legal documents.
Review appraisal reports, identifying and resolving any discrepancies to ensure accurate property valuations.
Perform comprehensive analysis of applicants' income, expenses, asset documentation, credit reports, and property valuations to confirm borrower eligibility.
Calculate qualifying ratios and assess creditworthiness, providing informed risk opinions on loan applications.

Qualifications & Skills:

Experience underwriting VA, FHA, Conventional, and Jumbo loans.
A minimum of 4 years of underwriting experience, with familiarity in FNMA, FHLMC, and Non-Conforming mortgages being a plus.
Proficiency with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
Strong understanding of the mortgage lending process, including key calculations (DTI, LTV, etc.).
Skilled in preparing findings reports and handling multiple loan files simultaneously.
Excellent written and verbal communication skills.
Team-oriented with the ability to collaborate effectively.
A passion for professional growth and continuous learning.

Benefits:

Full benefits package, including health insurance and 401(k).
Competitive salary and an upbeat, supportive team environment.

If you're ready to take the next step in your mortgage underwriting career and thrive in a flexible, team-focused atmosphere, we'd love to hear from you!
Employment Type: Full-Time
Salary: $ 65.00 125.00 Per Hour

Job Tags

Hourly pay, Full time, Local area, Flexible hours,

Similar Jobs

Maryland Staffing

Road Supervisor - Baltimore MTA - Sisson/Lombard St Job at Maryland Staffing

Road Supervisor Road Supervisors ensure all routes are completed in compliance with safety procedures. We are seeking customer service-oriented professionals who are dedicated to safety. Please include your resume for serious consideration. Transdev is proud to offer...

Sanford Health

RN - Webster Medical Center - Part Time Job at Sanford Health

Careers With Purpose As one of the largest not-for-profit health systems in the United States, Sanford Health is always looking to innovate and grow. Grow with us by joining our team of over 18,000 nurses. Our workplace culture focuses on treating patients and ...

LHH

Lifecycle Marketing Manager Job at LHH

 ...LHH is currently searching for a talented and driven Lifecycle Marketing Manager for a permanent opportunity with our client in the Dallas, TX...  ...a hybrid work environment and collaborate effectively with remote and in-office teams. ~ Detail-oriented, data-driven, and highly... 

JCPenney

General Manager Job at JCPenney

 ...insurance, paid vacation/holidays*, and 401(k) with Company match. All associates are eligible for an associate discount on JCPenney merchandise. For paid holidays, associates who are eligible for paid vacation (MTO) are also eligible for eight paid... 

AIM World Services

Maintenance Specialist (Kitsap County) Job at AIM World Services

 ...operations at Naval Base Kitsap . This role is responsible for repairing, maintaining, and improving building structures, mechanical...  ...carpentry, basic electrical work, plumbing repairs, painting, appliance repair, and general facility upkeep. This position supports daily...